Waive

New Incoming Students for Spring 2026 - If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. Failure to waive or enroll in the Student Health Insurance Plan may result in auto enrollment of coverage which will appear on your tuition statement.

Returning Students - your next opportunity to waive or enroll in coverage will be for the Fall 2026 Coverage period. If you have a Qualifying Life Event and need to add coverage for yourself and/or eligible dependents, click here.

You may only opt-out of coverage during the following Waiver Periods:

Spring - 12/15/2025 - 01/30/2026

You may request to waive out of the Student Health Insurance Plan (SHIP) if your alternate insurance health plan meets the following requirements:

1. Unlimited visits to general practice physician visits, and specialty physicians.
2. Inpatient hospital coverage for Medical and Mental Health issues.
3. Outpatient Mental Health and Substance Abuse coverage.
4. Prescription Medication Coverage (Unlimited coverage with copayment).
5. Coverage must be in effect for the duration of the coverage period (Spring: 01/01/2026 - 07/31/2026).
6. Medical Evacuation and repatriation
   1. for International Students: If your plan meets all the criteria, except for Evacuation/repatriation coverage you may purchase this coverage directly through AHP, so that your waiver can be be approved.

If you meet the requirements above, please have a copy of your insurance ID card and either a copy of the current summary of benefits or your current plan year policy document available. You will be required to enter your alternate insurance information (Policy Holder Name, Policy Holder Member ID, Insurance Company Name, Member Service Phone Number) and upload a copy of your ID Card and policy documents. 

What to do if your waiver is denied:

If your waiver is denied, you will receive an email explaining the reason for the denial. If you have additional documentation that supports approval, you may submit another waiver request with the updated information, as long as the waiver period is still open.

For specific questions or additional assistance, please click here to submit a ticket.